RummyTime GST Policy

All players deposit shall be subject to GST at the rate of 28% to the government on every deposit (Add Cash) from 1st October 2023 onwards. This is applicable for all players on online money gaming apps.

The government is charging GST at the rate of 28% on every deposit (Add Cash). RummyTime plays no role in taxes applied by the government.

During deposit (Add Cash), the platform will automatically calculate the GST amount. This amount will be submitted to the government on the player's behalf by the platform. As a proof, a GST invoice will be generated and provided to all players. This will be visible and can be downloaded from the Add Cash success screen and the Wallet section.

Yes. As per the new GST laws published by the government, GST at the rate of 28% will be charged on every Add Cash (deposit) made by the player. If your objective is to play more games, then you have the option of claiming Superboost offers. With Superboost offers, you will get Discount Credits. There is no GST applicable on Superboost offers or on Discount Credits. Using Discount Credits, you will be able to play games at a discounted buy in and this will allow you to play more number of games for the same amount of Add Cash.

No. GST refund cannot be claimed by business owners. This is because during the KYC process, players are allowed to verify using individual PANs and not business PANs.

Platform promotions like Mega Monthly offer, Mid Month Treat and Offer of the Day are subject to changes from time to time and are currently not available on RummyTime. RummyTime has launched new ways for you to earn rewards through Superboost. With Mega Monthly offer, Mid Month Treat and Offer of the Day, players used to get extra GameCash during their deposit (add cash). Now with the new Superboost offers, players will get the more exciting Discount Credits which can enable discounted buy in of upto 100% instead of the 10% discount in case of GameCash.

RummyTime will be running offers through which players can get Discount Credits during Add Cash. Eligible players can also get Tournament Tickets after completing Add Cash. Please note that these offers will not be running all the time for all players. If you wish to continue getting Discount Credits on Add Cash, you must use Superboost offers.

From 1 October 2023 onwards, GameCash will no longer be available on RummyTime. All existing GameCash in your account will be converted to the new Discount Credits. With GameCash, you used to get a 10% discount on the buy-in amount of your game. With Discount Credits, you can get upto 100% discounted buy-in. Furthermore, Discount Credits expire only when you don't play any cash game for a period of 30 or more days. All offers on RummyTime will now give out Discount Credits instead of GameCash.

As per the GST Law, once the GST gets paid to the government during deposit, it will not be refunded back to you. However, the balance amount (excluding GST) will be returned to the account from where you made the payment.

During deposit (Add Cash), the platform will automatically calculate the GST amount. This amount will be paid to the government. As a proof, a GST invoice will be generated and provided to all players. This will be visible and can be downloaded from the Add Cash success screen and the Wallet section.

From 1 October 2023 onwards, you will be able to withdraw once every 24 hours on RummyTime. Let's suppose you completed a withdrawal successfully at 12:48 PM on a particular day, then you will be able to place the next withdrawal request on the next day after 12:48 PM.

Yes. Whenever applicable, both GST and TDS need to be paid.

• All players deposit shall be subject to GST at the rate of 28% to the government on every deposit (Add Cash) from 1st October 2023 onwards. This is applicable for all players on online money gaming apps.

• TDS is applicable on net winnings during withdrawals and is separate from the GST on Add Cash.

No. Only the amount shown under withdrawal balance can be withdrawn. This can be found out by visiting the Wallet section. The minimum amount which can be withdrawn is ₹100. Game Balance gets used for playing games and if you win a game, your winnings move to withdrawal balance.

No, you cannot reverse your decision once you decide to move your withdrawal balance to game balance through Superboost offer. But if you are having second thoughts about using Superboost, here are some points for you to consider.

• When you claim Superboost offers more frequently, you will get more Discount Credits and this will enable you to play more number of games at a discounted buy-in

• Hence, if you are planning to play more games, an option you have is to avoid adding cash every time. Note that every time you add cash, 28% GST will be deducted and paid to the government. By getting Discount Credits from Superboost offers, you can play more games hassle free at a discounted buy-in.

Once you confirm that you want to place a withdrawal request with Superboost offer (Saver or Super Saver), the mentioned amount will move back to your game balance from withdrawal balance instantly. You will also get Discount Credits as part of the Superboost offer instantly. Hence, it is possible that due to bank related issues, your withdrawal takes longer than expected but the rest of the offer will get applied instantly.

During withdrawals, if your entered amount is eligible for TDS and if you decide to proceed with the option with TDS, you will not see Superboost offers. Currently, Superboost offers are applicable on amounts where no TDS is applicable during withdrawals.

From 1 October 2023 onwards, GameCash will no longer be available on RummyTime. All existing GameCash in your account will be converted to the new Discount Credits. With GameCash, you used to get a 10% discount on the buy-in amount of your game. With Discount Credits, you can get upto 100% discounted game buy-in. Furthermore, Discount Credits expire only when you don't play any cash game for a period of 30 or more days. All offers on RummyTime will now give out Discount Credits instead of GameCash.

We have gone ahead and converted all your active GameCash to Discount Credits. This is going to benefit you even more because with Discount Credits, you can now enter any cash game with upto a 100% discounted game buy-in.

• Discount Credits are a great way to enjoy cash games at a discounted value. Let's suppose you get 100 Discount Credits from claiming a Superboost offer. Next, let's suppose you play a game of ₹250. Because you have 100 Discount Credits available, you will be eligible to get a discounted buy in of upto 100 on this entry - you can join this game at ₹150 instead of ₹250.

• When you claim Superboost offers more frequently, you will get more Discount Credits and this will enable you to play more number of games without adding more cash.

• Hence, if you are planning to play more games, an option you have is to avoid adding cash every time. Note that every time you add cash, you will need to pay 28% GST to be deposited with the government. By getting Discount Credits from Superboost offers, you can play more games hassle free.

If you have available Discount Credits, they will automatically get applied to give you a discounted buy-in. When you select a particular table to join, you will see a pop up which will clearly mention the amount of Discount Credits being used.

RummyTime has launched a new Wallet section. This is visible as an option in the menu from the lobby. In the Wallet section, you can view the complete details of the Discount Credits given to you.

Yes. Discount Credits get applied automatically when you select a cash game to join. Besides this, if you do not have any Game Balance left but you have Discount Credits available, then you can join the Discount Credits or cash tables to play games using only Discount Credits. If you win games on the Discount Credits table, you get more Discount Credits.

Yes. All your Discount Credits will expire if you don't play any cash game for 30 or more days. The platform can change this per the terms and conditions.

No as discount credits are non-monetary. You cannot withdraw Discount Credits. Balance shown as 'Withdrawal Balance' is eligible to be withdrawn subject to a maxium of ₹1,00,000 per withdrawal. Discount Credits can however, be used to play games.

From 1 October 2023 onwards, FreeCash will no longer be available on RummyTime. All offers on RummyTime will now give out Discount Credits instead of FreeCash.

You can avail Superboost offers after winning a game and during the withdrawal process.

• After you win any cash game, you will be shown an option to avail Superboost offer on the scorecard.

• Based on the amount you enter to withdraw, you will be shown Superboost offers. By selecting the 'Saver' or 'Super Saver' options, you can get benefits of Superboost offer in the withdrawal process.

No. Unlike Add Cash where you need to pay GST at the rate of 28% to the government, when you use Superboost offers to get Discount Credits, you can play more games without worrying about GST charges.

No. Only the amount shown under withdrawal balance can be withdrawn. This can be found out by visiting the Wallet section. The minimum amount which can be withdrawn is ₹100. Game Balance gets used for playing games and if you win a game, your winnings move to withdrawal balance.

No. When you choose Superboost offer after winning a game, your winnings move from withdrawal balance to game balance and you get extra Discount Credits. Once you confirm that you want this offer, then it cannot be reversed. To prevent accidental click, the first time you claim this offer, we will confirm again with you if you want to avail the benefits of this offer.

In case you miss out on claiming Superboost offer after winning a game, you will have another opportunity to get Superboost offers when you withdraw your winnings. After a game win, by claiming the Superboost offer, you can move your winnings to game balance and get Discount Credits. These Discount Credits will help you play games at a discounted buy-in. Similarly, when you go to withdraw your winnings (withdrawal balance), you will be given an option to move your withdrawal balance to game balance. When you select such an option, you will again get Discount Credits.

Superboost offers are there to help our players and hence, don't have any expiry. With Supeboost offers, players get an option to move their withdrawal balance to game balance and by doing so, they get Discount Credits. These Discount Credits can be used to enter cash games at a discounted buy in value. So if you are a player who is planning to play more games, Superboost offers are a good way through which you can do this. The other option through which you can play more games is by adding cash. But please note that from 1st October 2023, players will need to pay 28% GST to the government during deposit (add cash).

Superboost offers are there to help our players and hence, all players are eligible to claim these offers. With Supeboost offers, players get an option to move their withdrawal balance to game balance and by doing so, they get Discount Credits. These Discount Credits can be used to enter cash games at a discounted buy in value. So if you are a player who is planning to play more games, Superboost offers are a good way through which you can do this. The other option through which you can play more games is by adding cash. But please note that from 1st October 2023, players will need to pay 28% GST to the government during deposit (add cash).

RummyTime brings you an exciting new launch – the Discount Credits Table! Now, whenever you go to the cash game selection screen, you'll see a new option. This option is for the lowest buy-in table, called the 'Discount Credits Table.' Let's break down the top 3 benefits for you...

The first benefit is that if you don't have sufficient buy-in balance left, you can join this table for free! Yes, absolutely free!

The second benefit is that if you win a points, pools, or deals game on the Discount Credits Table, you earn Discount Credits! You can use these Discount Credits to get discounted buy-in on cash games. Let's understand this with an example. Say, you played a 6-player 101 Pools game on the Discount Credits Table and won. Since you did not have sufficient buy-in balance, you joined the table for free. Because you won, you earned 5.1 DC. You can use these 5.1 DC to join cash games at discounted buy in value.

Players can play unlimited games on Discount Credits Table. Let us understand how this works. If you do not have any buy in balance available in your wallet, then you will be able to join the Discount Credits Table for free. If you win the game, you will get Discount Credits. However, if you have available buy in balance in the form of Discount Credits then the entry will not be free. Discount Credits equal to the buy in value of that game will be applied from your wallet.

No as discount credits are non monetary. Winnings from the Discount Credits Table are in the form of Discount Credits. As per the platform policy, you cannot withdraw your Discount Credits balance. When you win cash games, your Discount Credits eventually get converted to withdrawal balance.